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Appealing a Denied Disability Insurance Claim
Insurance is designed to protect you and your family from the uncertainties in life. You never know when you will be in a car accident or develop an illness. If you did, you would be able to financially plan for these hardships. The same principle goes for disabilities. If you lose your job and cannot work to earn an income for you or your family, you need help replacing it.
Sometimes, insurance companies do not pay benefits to those insured even when all of the requirements under the policy are met. This area of the law, known as insurance disputes, is something the Coye Law Firm's Disability Center has a lot of experience in. For aggressive representation in your denied disability insurance appeal, call our offices.
Decisions on a Disability Claim
When your injury, illness, or condition makes it impossible for you to work and earn an income, it may fit your insurance policy's definition of a disability. If this is the case, you can file a claim for benefits under you disability insurance policy and begin to make up for the wages you lose when you are unable to work.
If your insurance company approves your claim, that is only the first step. You want to thoroughly review your policy to make sure that you are getting all of the benefits you can. You've purchased this policy and invested your money into it, so take the time to be certain that you are getting a return on that investment.
Insurance companies can deny initial claims for many reasons. Maybe you didn't fund the policy enough, maybe your injuries don't qualify, or maybe another requirement isn't met. You have the right to find out why your insurance carrier has denied your claim. If you disagree with their decision, don't think that your options are limited. An attorney can represent your rights and interests in communicating with your insurance company.
Filing an Appeal
Each insurance company is different. They insure people for different things, different amounts, etc. Likewise, they have different procedures for appeals. Contact your insurance company as soon as you are denied to find out the appeals process. Immediately after that, contact the Coye Law Firm. A disability attorney can make communicating with your insurance company faster and easier.
If you're injured and out of work, you don't need the headache and stress of a denied insurance claim to add to your worries. Disability insurance is supposed to give you relief from the lost wages and medical bills that arise from being out of work. Call a denied disability claims lawyer at the Coye Law Firm today to start work on your appeal.
